Legal Terms & Conditions

1️⃣ Acceptance of Terms

By accessing and using lowbudgetquotes.com, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must discontinue use of the website immediately.

2️⃣ Service Description

lowbudgetquotes.com is a free, online referral service that connects consumers with third-party insurance providers. We do not sell insurance directly. All quotes, policies, and coverage are issued by licensed insurance carriers, not by us.

3️⃣ Privacy & Data Collection

By submitting your information through our quote form, you consent to having your data shared with our network of insurance partners so they can provide you with customized quotes. For full details, please review our Data Rights & Privacy Policy.

4️⃣ TCPA Consent

By providing your phone number, you expressly consent to receiving pre-recorded messages, automated calls, SMS, and emails from lowbudgetquotes.com and our marketing partners, even if your number is on a Do Not Call list. Consent is not a condition of purchase. You may revoke consent at any time by contacting us.

5️⃣ Disclaimer of Warranties

The information on this website is provided "as is" without warranty of any kind. We do not guarantee the accuracy of quotes, as final rates are determined solely by the insurance provider upon formal application and underwriting.

6️⃣ Limitation of Liability

lowbudgetquotes.com shall not be held liable for any damages arising from the use of this website or the products/services offered by our partners. Your use of any third-party services is at your own risk.

7️⃣ Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the website after changes are posted constitutes acceptance of the updated terms.